![]() ![]() This extra layer of security is not available when the card is swiped and payments are completed using the traditional magnetic strip.īecause each code generated during a transaction is unique, EMV cards protect against fraud better than traditional magnetic strip cards. ![]() Each code is used only once – for each new transaction, a new code will be generated, thus adding an extra layer of security for the cardholder. When an EMV card is used to make a purchase, the microchip in the card generates a unique code that 's needed for the transaction to process. ![]() Also known as a smart card or chip card, an EMV card functions similarly to a traditional magnetic strip card, but can be more secure. An EMV card is a standard-size credit or debit card that has a microchip embedded on the front of the card in addition to the traditional magnetic strip on the back.
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